body
{
	font-family: Arial, Verdana, sans-serif; color: #000000; font-size: 10pt;
	margin: 0;
	padding: 0;
	background: #dde2f0;
	text-align: center;
 }
#wrapper
{
	width: 740px;
/* without this code, IE is centered, but Firefox is left-aligned on page.  With this code both are centered,
but Firefox shifts some pages (contact & about in one alignment, others shifted left 8-10px) 
	margin-right: auto;
	margin-left: auto; 
*/
	margin: 20px 0 0 20px;
}
#main
{
	width: 738px;
	padding: 0;
	margin: 0;
	text-align: left;
	background: #fff; 
	border-right: 1px solid #000;
	border-left: 1px solid #000;
	border-bottom: 10px solid #484bc6;
}
#helpmain
{
	text-align: left;
	margin: 10px 8px 10px 10px;
}
p { font-size: 10pt }
a:link,a:visited,a:active
{
	font-family: Arial, Verdana, sans-serif;
	font-size: 10pt; color: #4151c5;
	font-weight:bold;
}
a:hover
{
	font-family: Arial, Verdana, sans-serif;
	font-size: 10pt; color: #b6c1df;
	font-weight:bold;
}
li
{
	padding-top: 5px;
}
h3
{
	font-weight: bold;
	font-size: 12pt;
}
h4
{
	font-weight: bold;
	text-align: left;
	margin: 15px 0 0 0;
	padding: 8px 0 0 0;
	border-top: 1px solid #000;
}
h5
{
	font-family: Arial, Verdana, sans-serif;
	font-size: 100%;
	font-weight: bold;
	text-align: left;
	margin: 10px 0 0 0;
	padding: 0;
}
h1#pagetitle
{
	font-family: Arial, Verdana, sans-serif;
	font-size: 120%;
	text-align: left;
	color: #c90000;
	font-weight: bold;
	letter-spacing: .3em;
	margin: 35px 0px 20px 0px;
}
h5#sectionheader
{
	font-family: Arial, Verdana, sans-serif;
	font-size: 100%;
	color: #4151c5;
	font-weight: bold;
	text-align: center;
	width: 240px;
	padding: 3px;
	border-top: 1px solid #4151c5;
	border-bottom: 1px solid #4151c5;
	margin-bottom: 20px;
}
#terms
{
	margin-left: 25px;
}
#content
{
	width: 670px;
/*	padding: 0 20px 35px 20px;*/
	margin: 0 30px 35px 35px;
}
#content h5
{
	font-family: Arial, Verdana, sans-serif;
	font-size: 100%;
	font-weight: bold;
	text-align: left;
	margin-left: 30px; margin-top: 10px;
}
#banner
{
	margin: 0;
	padding: 0;	
	height: 72px;
	width: 740px;
	background: #484bc6;
}
#banner img  
{
	padding: 0;
	margin: 0;
	height: 72px;
	width: 740px;
}
ul#nav
{
	margin: -3px 0 0 0;
	padding: 9px 0 4px 0;
	width: 738px;
	height: 18px;
	list-style-type: none;
	text-align: center;
	background-color: #b6c1df;
}
ul#nav li
{
	display: inline;
}
ul#nav a
{
	padding: 4px 4px 6px 4px;
	margin: 0 2px 0 2px;
	background-color: #b6c1df;
	text-decoration: none;
	font-size: 9pt;
	color: #fff;
}
ul#nav a:hover
{
	font-size: 9pt;
	color: #333;
	background: #dde2f0;
}
#leftcolumn
{
	padding: 0 0 8px 10px;
	float: left;
	width: 40%;
}
#rightcolumn
{
	padding: 0 10px 8px 0;
	float: right;
	width: 40%;
}
#footer
{
	clear: both;
	width: 740px;
	margin: 0;
	padding: 15px 0 8px 0;	
	text-align: center;
	font-size: 80%;
}